Business
We design personalized, comprehensive benefit packages which make you a sought after employer while protecting your bottom-line and maximizing your investment. We can do this because of our relationship with each of our clients. We will come to you, get to know your needs and business, and help put together the best package for you. We’ll work with you to educate your employees and help them utilize what you create for them.
Contact us now to discuss how we’ll create a custom package for you.
Health and Welfare Options
- Medical—HMO, PPO, HSA, HRA
- Dental—DHMO, PPO, Indemnity
- Vision—Voluntary, Non-Voluntary
- Life and Accidental Death Insurance(AD&D)
- Short Term Disability
- Long Term Disability
- Premium Only Plans (POP)
- Section 125—Flexible Spending Accounts
- Business Travel Accident Insurance
- Employee Assistance Plans (EAP)
- International Benefits
- Long Term Care Plans
Business Insurance
- General Liability
- Worker's Compensation
- Professional Liability
Retirement Plans
- Administration
- Employee Communications
- Assist with Retirement Planning
Legal Insurance—Life Events Legal Plan
Many employers are now offering a value-added Life Events Legal Plan Membership to their employees. Through Terrance’s plan, your employees will have direct toll free access to a carefully selected provider law firm for legal issues. With the Identity Theft Shield™, they can rest assured knowing suspicious activity on their credit report is being monitored. If their identity is stolen, we not only provide counsel, we'll work to restore their identity for them. This leaves them free to focus on their job, not their problems. Find out more.
Employee Benefits Technology
Terrance Insurance clients have access to MyWave and HRConnection, resources for HR Managers and Employees that make it easy to stay up date as the employer and simple to access your benefits as the employee—saving everyone time.